Renting versus buying a house is the classic debate. It never goes out of fashion,
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Not quite.

If you hang around long enough with real estate types or very proud homeowners, they’ll use every argument to steer you away from that insufferable landlord tenant arrangement into the lender borrower relationship.

A relationship, might we add,
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Renting is Not Just a Question of Money

There are at least two kinds of people in this planet: those who rent because they can’t afford a down payment on a house and those who rent because their lifestyles dictate it.

Those who can’t afford a down payment on a house in spite of the fact that they’ve held steady jobs probably prefer to spend their money on other things. A house is certainly the last thing on their minds and occupies the lowest position in the totem pole of their spending priorities,
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That’s one of the many advantages of renting instead of a buying a house. Many opt for the financial flexibility that renting offers. What are the other advantages?

low maintenance costs for some renters, the maintenance of their apartment is limited to keeping it tidy. Vacuuming and cleaning are just about the only tasks that will take up your time and cash. Once you purchase a vacuum cleaner and some household cleaning supplies, you’re set up. If the heater is not working or if there’s a leak on the roof, those problems are taken care of by your landlord or janitor.

get up and go apartment living is great when it comes to leaving your dwelling behind at a moment’s notice. You make sure your indoor plants are watered,
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frequent flyer if you travel frequently on business, renting is a viable alternative especially if you’re the type of employee who gets transferred every couple of years to a new posting. You’re one of these upwardly mobile 30 something guy or gal who lives out of a suitcase more than in a house so owning a house in this particular situation is not as attractive.

frequent boredom there are those who easily get tired of their surroundings. One day, the kitchen is too small, next day, there isn’t enough closet space. Next month, you’ll be complaining that your neighbor is weird, the shopping center is too far, or there aren’t enough internet cafes in the neighborhood. So if boredom sets in,
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easy on the pocket we did say that the preference for renting is not just a question of money,
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, no hefty heating bills, no school tax, no renovation costs to shell out money for. This means you have more money set aside for activities you like to engage in: eating out, going to concerts, traveling,
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We’re convinced there are more joys to renting other than what we mention here, but let’s look at the flipside buying and see if that too has its advantages.

Buyin’ a House/Buildin’ Equity

Yes! Building equity appears to be a sound financial decision. Bankers, accountants, and financial planners all sing from the same song sheet: equity is king!

Having equity means different things to different people. You have equity in case emergency strikes, equity for retirement,
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When you buy a house, you begin to build equity,
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What other advantages are there to buying a home?

your very own your house represents your place in the sun. The patch of land that your house is sitting on plus the house itself belong to you and only you. Make sure,
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family comfort when the kids start coming and you’re planning on a large brood there’s no place to raise them but in a house. No two ways about it unless you can find an apartment with at least six bedrooms. Most apartments these days are built for 2.5 people. Plus, when there are kids and they get rowdy, you want to seek refuge in your little corner without any disturbance for at least a couple of hours. If you have a basement, you can hang out there, and when the kids and their friends invade your space, you can go upstairs.

entertaining is easier your friends, family and colleagues are a permanent part of you and you can’t run away from them. The solution is to host them periodically and your home is the best place to do it. You canbarbecuein the patio,
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stability and forced savings if you’re a homeowner, the house has a way of anchoring you and your family, hence paving the way for enduring and stable relationships. A home serves as an archive or storage facility for memories happy and sad. Lives unfold at home and meanings are negotiated at home,
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Don’t be bullied into either renting or buying a house. The decision is yours and will be influenced by your sense of values and priorities. Perhaps homeowners are viewed as more stable and are more attractive to money lenders,
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